巴菲特对买房的建议就一个字：买
What does self-made billionaire Warren Buffett say? His advice is to buy
巴菲特对买房如何评价？
巴菲特说：有人认为拥有房屋是财富电梯，有人则认为是美国噩梦。（很显然最近这些年中国买房子的人们都坐上了财富直升机）
When it comes to homeownership, there are people who think it's "anescalator to wealth" and others who claim it's "the American nightmare."
房地产对很多人来说是有价值的资产，尤其对那些计划在同一个地方居住很多年的人。在CNBC的采访中，巴菲特说道：如果你知道你将在或很可能在某个地方居住相当一段时间，并且你有家庭，有房子是很棒的。
Real estate is a valuable asset "for a great many people," particularly for families that plan on being in the same location for many years, he tells CNBC: "If you know you're going to live in a given area, or think it's very likely, for a considerable period of time and you've got a family, the home is terrific."
巴菲特认为买房子很棒的理由之一是因为30年的抵押贷款。
One of the reasons a home is a terrific buy is because of the30-year mortgage.
巴菲特1971年在加州Laguna Beach买度假房时，就申请了抵押贷款。最近该房标价1100万美元正在出售。当时房子买入价格为15万美元，巴菲特从Great Western储蓄贷款公司借了一些钱。他自己可能投入的资金为大约3万美元。这是巴菲特唯一持有50年的抵押贷款。
The investor took out a 30-year mortgage in 1971 when he bough this Laguna Beach, California, vacation home, which he recently listed for $11 million:" When I bought it for $150,000, I borrowed some money from Great Western Saving sand Loans. So I probably only had $30,000 of equity in it or something like that. It's the only mortgage I've had for 50 years."
巴菲特说道：30年的抵押贷款是世界上最好的工具。因为如果你错了，利率升到了2%，我认为这不会发生，你就付清。这是单向的重新谈判。对业主来说是非常具有吸引力的一种工具，你做了单向赌博（即贷款买房时认为利息不会上升，房价会涨）
A 30-year mortgage is "the best instrument in the world," Buffett says. "Because if you're wrong and rates go to 2percent, which I don't think they will, you pay it off. It's a one-way renegotiation. It is an incredibly attractive instrument for the homeowner and you've got a one-way bet."
虽然巴菲特加州的海边度假房正在出售，不过他于1958年以31500美元在内布拉斯加奥马哈买的房子却不会卖出，巴菲特说不会将这房子与任何东西交换。
While his six-bedroom, seven-bathroom seaside place is for sale, don't expect his house in Omaha, Nebraska, which he bought in 1958 for $31,500, to go on the market anytime soon."I wouldn't trade it for anything," says Buffett.
